About Steven J. Martinez

Steven J. Martinez is an advanced concepts retirement strategist who specializes in working with individuals, families, and business owners on implementing non-qualified retirement plans as well as alternatives to 401(k)s and IRAs. Steven has over 27 years of life insurance industry experience. 



17 years ago, Steven had a vision of bringing together the finest and safest retirement planning options in the industry. Using a proven three-step approach of education, strategic planning, and implementation, his vision was realized when he customized individual and business owner plans for maximum accumulation. His expertise and experience usually had the plans up and running in as little as two weeks. These plans would also be structured to assist in retaining key personnel.

Prior to entering the financial services field, Steve pursued his dreams of enlisting in the United States Army right after high school from his hometown in Perth Amboy, New Jersey, volunteering for infantry and airborne school training. Upon completion of his training, he was assigned to the 82nd Airborne Division at Fort Bragg, NC. He completed 8 years on airborne status and finished as a Master Parachutist with 71 parachute jumps. He also took part in a foreign exchange program and earned the Canadian Parachute Badge. Steve also deployed into combat with the 82nd Airborne Division during Operation URGENT FURY in October 1983 to rescue American medical students and restore a democratic form of government to the island-nation of Grenada. Steve retired from the U.S. Army in January, 2002 after 20+ years of service.

During his time in the service, he completed 3 1/2 years at San Francisco State University, and is currently enrolled at The American College, Bryn Mawr, Pennsylvania, a prestigious school for financial professionals, where he is completing the Chartered Life Underwriter (CLU) designation, a 3-year course (the unofficial designation: Insurance Jedi).

Five years prior to his military retirement, Steve was already preparing for his next adventure since he wasn’t done serving others. He chose a career in financial services and received his life insurance license in April 1997. Today, Steve continues to serve his community protecting families and businesses. He is also licensed in most states throughout the country, including Alaska and Hawaii. He currently resides in Riverside, CA, and enjoys teaching financial education, reading history, beating contestants at Jeopardy, and spending time with his family.